Maximize your spousal benefits | Norwalk Reflector Dear Rusty: My husband turns 68 next year, and I will be turning 66. He plans on continuing to work and retiring at age 70 to maximize his monthly Social Security benefits. I am retiring next year due to a spinal injury. Since my monthly maximum is based on his, we are trying to figure out when mine should be activated to earn the highest benefit amount. Do I need to wait until he reaches age 70 to maximize mine, or can I activate it next year at the lesser amount and would Social Security adjust it to the higher rate when he activates his? Signed: Timing is Everything

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Maximize your spousal benefits

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